Business Checking

Business Checking

As your business grows, so do your banking needs. At State Bank of Georgia, we offer a wide range of checking accounts designed to make your banking simpler and more convenient while providing you with more control over your finances.

Business Checking Business Interest Checking Business Analysis Checking
Features

Includes up to 150 transaction items (combined credit / debit items and deposited items) at no fee.

Earn interest every day on account balances.

Interest is paid monthly.

The higher your balance, the more your company will save. You'll earn a credit on your average daily balance, based on the Federal funds rate to apply against account fees.

Earn credit on the average daily balance based on the Federal Funds Rate to offset account fees.

Maintenance Fee

Avoid the $10 monthly maintenance fee* by maintaining a $1,000 minimum daily balance.

Avoid the $15 monthly maintenance fee* by maintaining a $2,500 minimum daily balance.

A $.30 per item charge will be assessed.

Monthly analysis charge includes a $15 monthly maintenance fee*, plus $.25 per deposit, $.10 per item deposited, $.15 per check, $.10 per electronic debit item, $.10 per $100 deposited.

Minimum to Open

$100

$100

$100

Transaction Limits

A $.30 per item charge will be assessed when the transaction limit is exceeded.

First $10,000 deposited each month is free. A charge of $.10 per $100 deposited will be assessed when monthly deposits exceed $10,000.

First $10,000 deposited each month is free. A charge of $.10 per $100 deposited will be assessed when monthly deposits exceed $10,000.

*Substantial Coin & Currency usage may impact the monthly maintenance fee and/or account eligibility. For example, if you exceed the alloted number of items or alloted cash & coin for your type of Business Account Product on a regular basis, your account may be subject to change to better suit your business needs.

Cash Management

Basic Business Cash Management is free.

Cash Management with ACH Access is assessed a $30 setup fee, a $10 monthly maintenance fee, and a $.30 per item fee.

Cash Management with Wire Transfer Access includes a $10 monthly maintenance fee plus a per wire transfer fee**.

Cash Management with ACH Access & Wire Transfer Access is assessed a $30 setup fee, $20 monthly maintenance fee, and a $.30 per item fee plus a per wire transfer fee**.

**A $12 fee is assesed for each wire transfer sent via Business Cash Management.